Important news, 8/27/2021: Zelle is coming soon to VCCFCU! In order to use this free service, members must be enrolled in Online Banking Bill Pay. Learn more about Zelle and how it works here: More Info
UNFORTUNATELY AS OF MAY 7, 2020 – WE ARE NOT OFFERING SHARE CERTIFICATES AT THIS TIME
Share certificates are a great way to put money away and earn a higher dividend rate than you would normally get in a regular share savings account. The minimum balance for a certificate is $500.00, and interest is not compounded. There is an early withdrawal penalty of one month’s interest. It is easy to start a certificate, and it can be done through an IRA, too. When your certificate matures, you can withdraw all or some of it, or let it roll into a new certificate at the current market rates.
If you are interested in opening an IRA share certificate, stop by our branch or call 718-549-5858 to request the documents.
To open a Share Certificate account by mail, follow these simple steps:
Van Cortlandt Cooperative
Federal Credit Union
3960 Hillman Avenue, Grnd B
Bronx, NY 10463