Important news, 8/27/2021:  Zelle is coming soon to VCCFCU! In order to use this free service, members must be enrolled in Online Banking Bill Pay. Learn more about Zelle and how it works here: More Info


Share Savings

This all-purpose savings account can be started with a $5.00 minimum balance; this establishes your credit union membership. Once you become a member, you have access to all credit union products and services. Dividends are declared quarterly and paid quarterly on the average daily balance. Your Credit Union savings accounts are federally insured up to $250, 000 by the National Credit Union Administration.

Free Share Draft Checking

Our free Share Draft checking offers no per check fees, or minimum balance requirements. Optional Overdraft Protection via savings transfer or loan . Use our Visa Debit Check Card at any participating Visa USA merchant accepted and your transactions will deduct from your checking account.

Account Access

Virtual Branch – Home Banking & Bill Pay
FREE online web account access, with transaction histories, transfers and many other features.

Audio Response Private Line (ARPL)
24 hour telephone teller, easy self-guided instructions. Call 1-800-508-9668 for immediate access.