Important news, 5/03/2022: NEW MONEY Certificate of Deposits are now being offered for a LIMITED TIME! 24 months – 1.00% APR, 36 Months – 1.75% APR, 48 Months – 2.00% APR, 60 Months – 2.25% APR.  New Money funds must originate from a financial: More Info


As of June 28, 2022

Regular Shares (Savings)

(Custodial, and Burial accounts are considered shares so these rates are the same as the Regular Shares.)

Youth Shares (Savings)

(For members up to the age of 21, paid on average daily balances up to $1000, for the balance in excess of $1000, regular share rates apply. Little Ivy, Appleseed, and Teen accounts are considered Youth shares, however, existing members must request the switch from 01 to 02 in writing to earn the higher dividend rate.)

<< See all savings rates


Cash Advance

Delinquency APR*

New Car/Motorcycle 3 years

New Car/Motorcycle 4 years

New Car/Motorcycle 5 years

New Car/Motorcycle 6 years




<< See all loan rates

The Van Cortlandt Cooperative FCU offers competitive interest rates and dividends on all of our products. Click on the links so you can quickly review the costs of services at the VCCFCU. These rates and fees can change periodically and they will always be updated here.

Opening An Account

To open any of these accounts, simply complete our Share Savings Account Application and mail it to:

Van Cortlandt Cooperative Federal Credit Union
3960B Hillman Avenue
Bronx, New York 10463

Please call 1-718-549-5858, for assistance in opening your new account.