Important news, 2/19/2021: Virtual Branch online banking is available; however, members may experience minimal availability interruptions as technicians continue to restore full access to all related services. As we receive our alerts from various service centers in Texas, we will update this notice. See more info…
We Are All In This Together
No payment due for the first 60 days.
Terms Up To 36 Months
VCCFCU IS OFFERING A PANDEMIC RELIEF LOAN TO HELP MEMBERS WHOSE FINANCES HAVE BEEN AFFECTED BY COVID-19.
MINIMUM DOCUMENTS REQUIRED: Loan application, 2 recent paystubs (if self employed: prior year tax return), 5% balance of amount requested secured in your share savings account before loan can be disbursed if approved. Click Here to download and complete our loan application, then call 718-549-5858 and speak with a Loan Specialist at the Credit Union.
*Annual Percentage Rates listed are based on a credit score of 650 or more and the length of loan. Amount financed is based on member qualification and may need to be collateralized with co-signors. Active Government issued picture ID and social security card must be presented with application if not already on file. Borrowers with lower than 650 credit score or negative credit, regardless of credit score, including but not limited to outstanding: late payments, collection accounts, judgments, charge-offs and bankruptcies within 2 years are subject to a 4.00% interest rate increase on all of the current rates listed. For the Pandemic Relief Loan, regular loan APR rates will apply for terms longer than 36 months.