Important News, 5/4/2023: VCCFCU online banking may be experiencing an intermittent service interruption. As a result, users periodically may be unable to login to online banking. Please note, Online banking is accessible through the VCCFCU Mobile application. (Click here for more Info)


Schools. Neighborhoods. Backyards.


As a homebuyer, you’ve got enough on your mind without thinking about a mortgage. Let us handle it for you with a loan process that’s fast and hassle-free.

Our mortgages are designed specifically to save you money:

  • Fixed-rate mortgages
  • Construction mortgages
  • The competitive interest rates we offer our members every single day
  • Low down payments, so you keep more of your hard-earned savings
  • Flexible terms, including lock-in and float options for the best possible rate
  • Affordable closing cost programs to save you money

No matter what kind of home you’re buying, we’ll walk you through the process without leaving you in the dark or pushing you too fast. It’s the kind of “people are worth more than money” treatment you’d expect from your credit union.

You can get a Home Mortgage with VCCFCU with up to a 30 year fixed repayment term. As the home mortgage APR is always changing call today for current rates and visit www.ownerschoice.com to apply for a pre-approval.