Home Equity Loans

Access your home’s equity for home improvement jobs and more!

Being a homeowner can be so advantageous, especially if you have built up equity in your house. Use that equity to pay for home improvements, bill consolidation, or college tuition. And, when you use your home’s equity, it can result in a lower rate and lower closing costs, and a valuable tax deduction. Check with your tax consultant.

Low Loan Costs — you can get that project moving faster than you expected.

Low closing costs
No points
Fixed Rate
Available on properties in New York, New Jersey, and Connecticut

Click here for §226.5b requirements for home equity plans.

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Van Cortlandt Cooperative Federal Credit Union is an equal housing lender.

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Dividends Paid	APY
Regular Shares	0.30%
Youth Shares	3.03%
Share Draft	0.25%
IRAs View all rates \| Application	0.50%
Loans	APR
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Any Purpose 12 mo	5.99%
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Home Equity Loans