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Important News, 12/11/2025:  The Credit Union will be observing special hours for Christmas & New Years holiday. We will be closed on Thursday, December 25th & January 1st;  instead will we have extended hours on Wednesday, December 24th & December 31st from 9am until 2pm.  click here for More Info.

The VISA Classic

Apply For Loan Here

The VISA Classic is an ideal first card because of it’s simplicity, flexibility, and worldwide recognition. These days, you need a low rate payment card for everything from securing hotel reservations to purchasing airline tickets online. Whether you’re a student, a young couple, or someone trying to establish credit, apply now for the convenience of owning our VISA Classic credit card.

  • 9.90% Annual Percentage Rate (APR)
  • 16.90% Delinquency Annual Percentage Rate (APR)
  • Credit lines from $500 – $15,000
  • No Annual Fee
  • No Minimum Finance Charge
  • Access your account via Online banking and or Cardvalet

The Visa Secured
The Visa Secured card is ideal for members with bad credit or no credit history. This credit card has all of the advantages of the Visa Classic card and is secured by the funds pledged in your share account.

Visa Credit Card Customer Service: 24 hrs a day, 7 days a week.
1-800-357-4446
www.uchooserewards.com

Current Rates
APY
Regular Shares 0.30%
Youth Shares 3.03%
Share Draft 0.25%
IRAs

0.50%
APR
Share Secured 3.50%
Any Purpose 12 mo 5.99%
Debt Consolidation

7.99%