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Important News, 5/4/2023: VCCFCU online banking may be experiencing an intermittent service interruption. As a result, users periodically may be unable to login to online banking. Please note, Online banking is accessible through the VCCFCU Mobile application. (Click here for more Info)

Personal Loans

Apply For Loan Here

Personal Loans are unsecured loans available to members for purposes such as purchase of older used autos or other consumer goods, or paying for vacations, taxes, auto repairs or other unexpected expenses. This type of loan offers:

  • Flexible terms, in keeping with the purpose of the loan.
  • Option of automatic payment deduction.
  • Personal loan rates vary upon length of loan.
  • Before the loan is disbursed, a 5% down payment is required to be held in your savings account for the length of the loan.
Current Rates
APY
Regular Shares 0.10%
Youth Shares 3.03%
Share Draft 0.03%
IRAs

0.15%
APR
Share Secured 6.50%
Any Purpose 12 mo 5.99%
Debt Consolidation

8.99%