Important news, 7/22/2022: VCCFCU 48 month NEW MONEY certificate of deposit @ 2.00% APR is currently paying more than 4X the national average as of 7/18/2022. Now is the time to More Info

Personal Loans

Personal Loans are unsecured loans available to members for purposes such as purchase of older used autos or other consumer goods, or paying for vacations, taxes, auto repairs or other unexpected expenses. This type of loan offers:

  • Flexible terms, in keeping with the purpose of the loan.
  • Option of automatic payment deduction.
  • Personal loan rates vary upon length of loan.
  • Before the loan is disbursed, a 5% down payment is required to be held in your savings account for the length of the loan.

Apply For Loan Here

Current Rates
Regular Shares 0.05%
Youth Shares 3.03%
Share Draft 0.02%

Share Secured 4.50%
Any Purpose 12 mo 4.99%
Debt Consolidation