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Important news, 7/22/2022: VCCFCU 48 month NEW MONEY certificate of deposit @ 2.00% APR is currently paying more than 4X the national average as of 7/18/2022. Now is the time to More Info

Home Equity Loans

Access your home’s equity for home improvement jobs and more!

Being a homeowner can be so advantageous, especially if you have built up equity in your house. Use that equity to pay for home improvements, bill consolidation, or college tuition. And, when you use your home’s equity, it can result in a lower rate and lower closing costs, and a valuable tax deduction. Check with your tax consultant.

Low Loan Costs — you can get that project moving faster than you expected.

  • Low closing costs
  • No points
  • Fixed Rate
  • Available on properties in New York, New Jersey, and Connecticut

Click here for §226.5b  requirements for home equity plans.

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