Personal Loans

Personal Loans are unsecured loans available to members for purposes such as purchase of older used autos or other consumer goods, or paying for vacations, taxes, auto repairs or other unexpected expenses. This type of loan offers:

  • Flexible terms, in keeping with the purpose of the loan
  • Option of automatic payment deduction. If the loan is an installment contract, customers who do not sign up for automatic payments receive a coupon book for payment remittance.
  • Personal loan rates vary upon length of loan.
  • Before the loan is disbursed, a 5% down payment is required to be held in your savings account for the length of the loan.

 

Current Rates
APY
Regular Shares 0.05%
Youth Shares 3.03%
Share Draft 0.05%
IRAs

0.05%
APR
Share Secured 3.50%
Any Purpose 12 mo 3.99%
Debt Consolidation

4.99%