Credit Card & Loan Rates Share Deposit Rates Fee Schedule

As of March 1, 2010. All Fees Are Subject to Change

Share Draft Accounts (Checking)

 

Monthly Service Fee FREE
Certified Check FREE

Non Sufficient Funds

$25.00 per check
Deposited checks returned Unpaid $25.00 per check
Uncollected Funds $15.00 per check
Stop Payment $15.00 per check
Overdraft Share Transfer from Savings $15.00 per check
Share Overdraft Loan $2.00
Check Copy Fee $2.00 each (mailed)
Check Copy Fee >1 year $5.00 each (mailed)
Check Copy Original w/7 days $6.00 each
Check Printing Prices vary depending upon style
   
Automated Clearing House (ACH)  
NSF's or Returns $25.00 each
Uncollected Funds $15.00 each
   
Purchase Prices  
Travelers Checks FREE
Travelers Gift Cards $3.95 each
Corporate Checks $5.00 per check
Money Orders - up to $1000 $2.00 each
   
Wire Transfers  
Incoming Wire Transfers FREE
Outgoing Domestic Wire Transfer $20.00
Outgoing International Wire Transfer $60.00
   
Misc. Fees and Services  
Home Banking & Bill Pay FREE
Private Line Telephone Banking FREE
Notary Public (members only) $2.00 per Signature
Credit Union Loan Late Fee $10.00
Stop Payment for Corporate Checks 15.00 each (Affidavit Required)
Statement Copies $2.00 each
Account History Printout $2.00
Incorrect Address Fee $5 per month until address is corrected
Dormant/Inactive Account Fee $5 per month until account is activated
Accounting Balancing Assistance Fee $30 per hour
Accounting Research Fee $30 per hour
Account Levy & Garnishment Fees $30 per levy
   
ATM  
Withdrawals .50 c per transaction or rejected transaction
   
Debit Card  
Purchases by Signature FREE
ATM Cash Withdrawals .50 c per transaction or rejected transaction
NSF Charge 1st time $5.00, thereafter $25.00 per item
   
VISA Credit Card  
Annual Fee No Annual Fee
Finance Charges 9.9% Purchases, 11.9% on cash advances
Delinquency APR 16.9%
Late Fee $20.00
ACH Return Fee $25.00
Check Return Fee $25.00
   
VISA Credit, Debit, and ATM Cards  
Replace Card or Pin Call credit union for fees
(within a 1 year period)  
 
Savings/Checking Accounts
Visa Debit Cards
Share Certificates
Custodial Accounts
Johnny Appleseed Club
IRAs
Burial Accounts
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